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What Is LDL Cholesterol, and What Does Your Value Actually Say?

LDL cholesterol is the cholesterol travelling around inside LDL particles. Those particles can get stuck in the wall of your blood vessels, which is why LDL is popularly called the bad cholesterol. Two things nobody tends to mention. Your LDL is usually not measured but calculated from three other values on the same report. And the 3.0 mmol/l limit printed underneath is not a goal, it is a picture of the average population. Whether your number is too high depends on your risk: your age, your blood pressure, smoking, diabetes and what runs in your family. Here is what your result means, in plain words.

Doctor's Assessment Included

When is this value abnormal?

Decision limits per result, in mmol/l
Result Value (mmol/l)
Below target < 3
Above target 3–5
Markedly elevated ≥ 5

Er bestaat geen enkele "normale" LDL-waarde: welke waarde voor u wenselijk is, hangt af van uw totale risico op hart- en vaatziekten. De grens van 3,0 mmol/l is de algemene streefwaarde van de NVKC. Zodra er een behandelindicatie is, hanteert de NHG-Standaard CVRM een lagere streefwaarde: < 2,6 mmol/l, en < 1,8 mmol/l bij een doorgemaakte hart- of vaatziekte tot en met 70 jaar. Voor mensen met een laag tot matig verhoogd risico noemt de richtlijn juist géén streefwaarde en volstaat leefstijladvies. Boven 5,0 mmol/l adviseert het NHG familiaire dyslipidemie te overwegen. Bespreek uw uitslag met uw huisarts.

Source: NVKC Reference population: Nederlandse volwassenen

Source: NHG Reference population: Nederlandse volwassenen

Reference ranges may vary between laboratories. When you order a test, a BIG-registered doctor assesses your personal results in context. For treatment decisions, discuss your results with your GP.

LDL Cholesterol: what this test measures

Your result does not show one cholesterol value but a list, and that list is where most of the confusion starts. Here is what it says.

What it saysWhat it is
Total cholesterolAll your cholesterol added together
HDLThe part that carries cholesterol away. Often called the good cholesterol
LDLThe part that can build up in the artery wall. The bad cholesterol
TriglyceridesA different kind of fat in your blood, which reacts strongly to what you eat and drink
Non-HDLYour total cholesterol minus your HDL. Everything unfavourable, in one number

The LDL in that list is almost never actually measured. The lab works it out: it takes your total cholesterol, subtracts your HDL, and then subtracts part of your triglycerides. That saves money and usually works fine.

But it also means your LDL moves along with those other values. If you ate shortly before the blood draw, your triglycerides go up, and the sum becomes less accurate. If your triglycerides are genuinely high, above roughly 4.5 mmol/l, many labs stop filling in an LDL at all.

That is why non-HDL cholesterol is so handy: it is simply your total cholesterol minus your HDL, with no complicated sum in between. So that number cannot go off the rails either.

LDL Cholesterol: why this value matters

Say your doctor tells you your LDL is 3.4. What are you supposed to do with that?

The honest answer is that you cannot tell from that single number, and that is not evasion, it is the whole point. The very same 3.4 is no problem at all for one person and a reason to act for another.

That is because the limit on your result is not the same thing as a target. The 3.0 mmol/l describes what is usual in the population. It is a mirror, not a goal. What counts as a good LDL for you depends on your overall cardiovascular risk, built from your age, your blood pressure, whether you smoke, whether you have diabetes, how your kidneys work, and whether heart problems appeared early in your family.

The consequence is sometimes surprising. Someone who has already had a heart attack gets a target well below 3.0, often below 1.8. For that person an LDL of 2.8 is clearly too high, while the result page says normal. The other way round, an LDL of 3.2 in a healthy thirty-year-old with no other risk factors is a very different conversation than in a sixty-year-old smoker with high blood pressure.

Why does it matter at all? Because every LDL particle can enter the artery wall and stay there. The more particles that pass by over the years, the more builds up. Of everything on your result, LDL has the strongest link with that process, and lowering it is the best-supported way to reduce your risk.

So do not take fright at one number. Put it next to your HDL, your triglycerides, your total cholesterol and your blood pressure, and discuss the whole picture with your doctor, who knows the rest of your story.

LDL Cholesterol: when is testing worthwhile?

Do you need to fast? For the list as a whole, not any more. Your total cholesterol and HDL barely change after a meal. Your triglycerides do rise, and because your LDL is calculated from them, your LDL moves too. If you mainly want to look at your LDL, come in fasting. If you just want a picture of your cholesterol, non-fasting is fine.

There are moments when it is better to wait. After surgery, a heavy infection or a hospital stay, your cholesterol runs lower than normal for weeks. Your result then looks better than it is. Wait a few weeks after you have recovered.

If your LDL is unexpectedly high, the first question is not what you eat but whether something else is going on. An underactive thyroid is the classic cause that gets overlooked, and you rule it out with a TSH test. Poorly controlled diabetes, kidney problems and certain medicines can also push your LDL up.

And allow for ordinary variation. Two measurements can easily differ by five to ten percent with nothing having changed. A difference of 0.2 mmol/l is not a trend. If you measure regularly, keep going to the same lab, otherwise you are comparing methods instead of yourself.

LDL Cholesterol: symptoms of a high or low value

Low Levels

You do not notice a low LDL. There are no symptoms that go with low cholesterol, so if you are here because your value is below the reference range: in most cases that is good news.

If you take a cholesterol-lowering medicine, a low LDL is exactly what it is supposed to do. It is the goal, not a side effect. So never stop or change your medication because your result looks good, because it looks good thanks to that medication. Always talk to your doctor first.

If your LDL is unexpectedly low while you take nothing, something else may be behind it: an overactive thyroid, a liver problem, poor absorption in your gut, eating too little, or a long-running illness. The number itself does not diagnose anything. It is a reason to look at the whole picture with your doctor.

High Levels

A high LDL does not hurt. You feel nothing, you do not notice it in your energy and you cannot see it in the mirror. That is exactly what makes it awkward: the only signal is the number on your result.

Meanwhile something builds up quietly in your artery wall, over years and sometimes decades. For many people the first sign is straight away the serious one: a heart attack or a stroke. Waiting until you feel something means waiting for the complication.

There is one exception. With very high, hereditary values, visible cholesterol deposits can appear over time: yellowish patches around your eyelids, thickened tendons in your hand or your Achilles tendon, or a grey-white rim around your iris while you are still young. Have that looked at by a doctor.

And separately from everything else: if you get chest pain or pressure, or become suddenly very short of breath, call the emergency number. That is never a moment to order a blood test.

LDL Cholesterol: what to do about an abnormal value

Male

If Low

Low LDL is favourable and reduces cardiovascular risk.

If High

Elevated LDL increases cardiovascular risk. Consider diet, exercise, and statins.

Female

If Low

Low LDL is favourable and reduces cardiovascular risk.

If High

Elevated LDL increases cardiovascular risk. Consider diet, exercise, and statins.

LDL Cholesterol: lifestyle and this value

The biggest effect is not in how much fat you eat but in which fat. Swap part of your saturated fat, so butter, hard cooking fats, fatty meat and full-fat dairy, for unsaturated fat from olive oil, nuts, seeds and oily fish. That lowers your LDL measurably. Swap saturated fat for white bread, biscuits and soft drinks instead, and nothing happens.

Fibre helps too, especially the soluble kind: oats, barley, pulses, vegetables and fruit. It binds bile acids in your gut, so your liver pulls more cholesterol out of your blood. There are also spreads and yoghurt drinks with plant sterols that lower LDL; ask your doctor or pharmacist whether that makes sense in your case.

Be honest about what exercise does. Sport and weight loss mainly improve your triglycerides and your HDL, and usually lower your LDL only a little. It stays worthwhile all the same, because your risk depends on far more than this one number. Stopping smoking does not lower your LDL, but it lowers your risk faster than anything else.

And one hard line: never adjust your cholesterol medication yourself, not even when your result looks good.

LDL Cholesterol: frequently asked questions

Why is LDL called the bad cholesterol?
Because LDL particles can enter the wall of your blood vessels and get stuck there. That build-up is the basis of artery narrowing. HDL does roughly the opposite and carries cholesterol away, hence the good cholesterol. Your body does need LDL, by the way; the problem is not that it exists, but that too much of it passes by.
My doctor said my LDL is 3.4. Is that good or bad?
That depends on you, not on the number alone. The 3.0 on your result is the average picture of the population, not a target. For someone at high risk, 3.4 is clearly too high, while for a healthy thirty-year-old with no other risk factors it is a very different conversation. Your doctor weighs your age, blood pressure, smoking and family history.
I am alarmed by an LDL below the reference range. Is that dangerous?
Almost never. A low LDL causes no symptoms, and in people taking a cholesterol-lowering medicine it is exactly the intention. Only if your value is unexpectedly low without medication will a doctor look further, at your thyroid or your liver for instance. Have it assessed rather than drawing conclusions yourself.
Why are there so many cholesterol values on my result?
Because cholesterol travels in different kinds of particles and each says something different. You see your total cholesterol, your HDL, your LDL, your triglycerides and often your non-HDL. That last one is your total minus your HDL, summing up everything unfavourable in a single number with no calculation that can go wrong.
Can I lower my LDL without medication?
You can often lower it considerably through food. Most of the effect comes from replacing saturated fat with unsaturated fat, and from soluble fibre in oats, pulses and vegetables. How much that achieves varies a lot between people, and whether it is enough depends on your risk. That conversation belongs with your doctor.
Is my LDL value still accurate if I ate before the blood draw?
Less accurate than if you had fasted. Eating raises your triglycerides, and your LDL is calculated from those triglycerides, so the final number shifts with them. For your total cholesterol, your HDL and your non-HDL it barely matters. If you want to follow your LDL over time, always come in fasting.

Test Products

This marker is included in the following test panels.

InsideTracker

InsideTracker

An InsideTracker blood test with 35 biomarkers: heart, hormones, metabolism, inflammation, recovery and iron status. Measured in the Netherlands.

SHBG (Sex Hormone Binding Globulin) TSH (Thyroid Stimulating Hormone) ALT (Alanine Aminotransferase) LDL Cholesterol GGT (Gamma-Glutamyl Transferase) Cortisol DHEA-S Estradiol (E2) Free Testosterone Total Testosterone Folate (Folic Acid) Vitamin B12 Calcium Ferritin Iron (Serum) Magnesium Potassium Progesterone Sodium Transferrin CRP (C-Reactive Protein) Glucose (Fasting) HbA1c (Glycated Hemoglobin) ApoB (Apolipoprotein B) HDL Cholesterol Total Cholesterol Albumin AST (Aspartate Aminotransferase) Vitamin D (25-OH) Insulin (Fasting) Leukocyte Differential Creatine Kinase (CK) Transferrin Saturation Triglycerides Basic Blood Count
€399,-
Whoop

Whoop

A 43-biomarker comprehensive health panel inspired by WHOOP Advanced Labs — a deep look at metabolism, cardiovascular risk, hormones, liver, kidney and inflammation.

SHBG (Sex Hormone Binding Globulin) TSH (Thyroid Stimulating Hormone) ALT (Alanine Aminotransferase) LDL Cholesterol Cortisol DHEA-S Estradiol (E2) Free Testosterone FSH (Follicle Stimulating Hormone) LH (Luteinizing Hormone) Total Testosterone Bicarbonate Calcium Chloride Ferritin Iron (Serum) Magnesium Potassium Sodium Transferrin CRP (C-Reactive Protein) Homocysteine Glucose (Fasting) HbA1c (Glycated Hemoglobin) ApoB (Apolipoprotein B) HDL Cholesterol Total Cholesterol Albumin HOMA-IR ALP (Alkaline Phosphatase) AST (Aspartate Aminotransferase) Bilirubin (Total) Total Protein Urea (BUN) Creatinine Vitamin D (25-OH) eGFR (Estimated Glomerular Filtration Rate) Insulin (Fasting) Leukocyte Differential Transferrin Saturation Lipoprotein(a) Triglycerides Basic Blood Count
€499,-
Whoop

Whoop Heart Health

A 45-biomarker heart health panel inspired by the WHOOP Heart Health Panel — an advanced look at cholesterol, lipoproteins, inflammation and kidney function.

Complete Blood Count (CBC) Leukocyte Differential ALP (Alkaline Phosphatase) ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) Albumin Total Protein Bilirubin (Total) ApoB (Apolipoprotein B) Total Cholesterol LDL Cholesterol HDL Cholesterol Triglycerides Lipoprotein(a) Urea (BUN) Creatinine eGFR (Estimated Glomerular Filtration Rate) Calcium Bicarbonate Chloride Sodium Potassium Magnesium Cortisol DHEA-S Estradiol (E2) FSH (Follicle Stimulating Hormone) LH (Luteinizing Hormone) SHBG (Sex Hormone Binding Globulin) Total Testosterone Free Testosterone TSH (Thyroid Stimulating Hormone) Glucose (Fasting) HbA1c (Glycated Hemoglobin) Insulin (Fasting) HOMA-IR CRP (C-Reactive Protein) Homocysteine Ferritin Iron (Serum) Transferrin Transferrin Saturation Vitamin D (25-OH) Cystatin C Uric Acid
€629,-
Whoop

Whoop Performance Health

A 50-biomarker performance panel inspired by the WHOOP Performance Health Panel — recovery, blood production, thyroid, hormones, iron and nutrient status for people who train.

Complete Blood Count (CBC) Leukocyte Differential ALP (Alkaline Phosphatase) ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) Albumin Total Protein Bilirubin (Total) ApoB (Apolipoprotein B) Total Cholesterol LDL Cholesterol HDL Cholesterol Triglycerides Lipoprotein(a) Urea (BUN) Creatinine eGFR (Estimated Glomerular Filtration Rate) Calcium Bicarbonate Chloride Sodium Potassium Magnesium Cortisol DHEA-S Estradiol (E2) FSH (Follicle Stimulating Hormone) LH (Luteinizing Hormone) SHBG (Sex Hormone Binding Globulin) Total Testosterone Free Testosterone TSH (Thyroid Stimulating Hormone) Glucose (Fasting) HbA1c (Glycated Hemoglobin) Insulin (Fasting) HOMA-IR CRP (C-Reactive Protein) Homocysteine Ferritin Iron (Serum) Transferrin Transferrin Saturation Vitamin D (25-OH) IGF-1 (Insulin-like Growth Factor) Creatine Kinase (CK) Reticulocytes Free T3 (Triiodothyronine) Free T4 (Thyroxine) Vitamin B12 Folate (Folic Acid)
€689,-
Whoop

Whoop Metabolic Health

A 51-biomarker metabolic panel inspired by the WHOOP Metabolic Health Panel — blood sugar regulation, insulin, thyroid, liver and the mineral cofactors behind your metabolism.

Complete Blood Count (CBC) Leukocyte Differential ALP (Alkaline Phosphatase) ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) Albumin Total Protein Bilirubin (Total) ApoB (Apolipoprotein B) Total Cholesterol LDL Cholesterol HDL Cholesterol Triglycerides Lipoprotein(a) Urea (BUN) Creatinine eGFR (Estimated Glomerular Filtration Rate) Calcium Bicarbonate Chloride Sodium Potassium Magnesium Cortisol DHEA-S Estradiol (E2) FSH (Follicle Stimulating Hormone) LH (Luteinizing Hormone) SHBG (Sex Hormone Binding Globulin) Total Testosterone Free Testosterone TSH (Thyroid Stimulating Hormone) Glucose (Fasting) HbA1c (Glycated Hemoglobin) Insulin (Fasting) HOMA-IR CRP (C-Reactive Protein) Homocysteine Ferritin Iron (Serum) Transferrin Transferrin Saturation Vitamin D (25-OH) Leptin Zinc Selenium Iodine Copper Free T3 (Triiodothyronine) Free T4 (Thyroxine) GGT (Gamma-Glutamyl Transferase)
€799,-
Whoop

Whoop Women's Health

A 53-biomarker women's health panel inspired by the WHOOP Women's Health Panel — fertility, cycle and thyroid hormones plus a complete metabolic and nutrient base.

Complete Blood Count (CBC) Leukocyte Differential ALP (Alkaline Phosphatase) ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) Albumin Total Protein Bilirubin (Total) ApoB (Apolipoprotein B) Total Cholesterol LDL Cholesterol HDL Cholesterol Triglycerides Lipoprotein(a) Urea (BUN) Creatinine eGFR (Estimated Glomerular Filtration Rate) Calcium Bicarbonate Chloride Sodium Potassium Magnesium Cortisol DHEA-S Estradiol (E2) FSH (Follicle Stimulating Hormone) LH (Luteinizing Hormone) SHBG (Sex Hormone Binding Globulin) Total Testosterone Free Testosterone TSH (Thyroid Stimulating Hormone) Glucose (Fasting) HbA1c (Glycated Hemoglobin) Insulin (Fasting) HOMA-IR CRP (C-Reactive Protein) Homocysteine Ferritin Iron (Serum) Transferrin Transferrin Saturation Vitamin D (25-OH) AMH (Anti-Müllerian Hormone) Progesterone Prolactin TPO Antibodies Free T3 (Triiodothyronine) Free T4 (Thyroxine) Leptin Vitamin B12 Folate (Folic Acid) Phosphorus
€709,-
Whoop

Whoop Men's Health

A 48-biomarker men's health panel inspired by the WHOOP Men's Health Panel — testosterone, PSA and prostate health plus a complete metabolic and hormone base.

Complete Blood Count (CBC) Leukocyte Differential ALP (Alkaline Phosphatase) ALT (Alanine Aminotransferase) AST (Aspartate Aminotransferase) Albumin Total Protein Bilirubin (Total) ApoB (Apolipoprotein B) Total Cholesterol LDL Cholesterol HDL Cholesterol Triglycerides Lipoprotein(a) Urea (BUN) Creatinine eGFR (Estimated Glomerular Filtration Rate) Calcium Bicarbonate Chloride Sodium Potassium Magnesium Cortisol DHEA-S Estradiol (E2) FSH (Follicle Stimulating Hormone) LH (Luteinizing Hormone) SHBG (Sex Hormone Binding Globulin) Total Testosterone Free Testosterone TSH (Thyroid Stimulating Hormone) Glucose (Fasting) HbA1c (Glycated Hemoglobin) Insulin (Fasting) HOMA-IR CRP (C-Reactive Protein) Homocysteine Ferritin Iron (Serum) Transferrin Transferrin Saturation Vitamin D (25-OH) PSA (Prostate-Specific Antigen) Prolactin Leptin Uric Acid Zinc
€659,-

Medical reviewer

Medical standards

Dr. Naimi oversees the medical standards behind our content and assessments.

Medical policy
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LDL Cholesterol

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