InsideTracker Heart Health
A 7-biomarker heart health panel inspired by InsideTracker's Heart Health category — ApoB, the full cholesterol profile, triglycerides, hs-CRP and TSH behind your heart score.
Your non-HDL cholesterol tells you how much cholesterol is going round inside every particle that can settle into your artery wall, and you can work it out yourself. Non-HDL is your total cholesterol minus your HDL cholesterol, the part that is carried back to your liver. That is all it is, and a report that may already be sitting in a drawer at home is enough to do it.
Your GP usually looks at your LDL. That number does appear on your report, but it is mostly not measured: the lab estimates it with an arithmetic formula, and that formula can go wrong. Non-HDL involves no formula at all, and you do not have to fast for it.
The 3.9 mmol/l limit on this page is the Dutch GP standard's cut-off for non-fasting blood. It is not a target, because the target depends on how high your own risk is.
Doctor's Assessment Included
Non-HDL cholesterol is total cholesterol minus HDL cholesterol: the cholesterol in all the particles that can cause hardening of the arteries. Laboratories give no normal value for it; the Dutch CVRM guideline calls a non-fasting value above 3.9 mmol/l abnormal, and treatment targets are below 3.4 or below 2.6 mmol/l.
| Result | Value (mmol/l) |
|---|---|
| Normal | < 3,9 |
| Elevated | ≥ 3,9 |
Non-HDL cholesterol is calculated as total cholesterol minus HDL cholesterol and adds up all the "bad" (atherogenic) cholesterol. Because fasting barely affects it, it can be measured in non-fasting blood. The limit of 3.9 mmol/l is the NHG guideline CVRM cut-off for non-fasting blood (80th percentile). Which value is desirable for you depends on your overall risk of cardiovascular disease: if there is a reason to treat, the NHG uses a lower target, < 3.4 mmol/l at high risk and < 2.6 mmol/l at very high risk (for example after cardiovascular disease). Discuss your result with your GP.
Source: NHG Reference population: Dutch adults (non-fasting, 80th percentile)
Reference ranges may vary between laboratories. When you order a test, a BIG-registered doctor assesses your personal results in context. For treatment decisions, discuss your results with your GP.
Non-HDL cholesterol is not a separate test. No extra tube of blood goes to the lab for it and no separate machine is switched on. It is the difference between two values that already appear on your lipid panel: your total cholesterol and your HDL cholesterol, both in millimoles per litre (mmol/l).
So calculating your non-HDL cholesterol is a one-step job you can do yourself. Take out your report, find the line for total cholesterol, find the line for HDL, and subtract the second from the first. If they read 6.2 and 1.5, your non-HDL is 4.7 mmol/l. Done. No formula, no app, no second needle.
Two examples show what that subtraction does. Someone with a total cholesterol of 5.4 mmol/l and a high HDL of 2.1 is left with 3.3 mmol/l of non-HDL. Someone else with exactly the same total of 5.4 but a low HDL of 1.1 ends up at 4.3 mmol/l. The same total, and yet a full point of difference. That is down to the HDL: the higher it is, the less remains after the subtraction. Which is precisely why a total cholesterol on its own says so little.
And what is that leftover number made of? Cholesterol does not dissolve in blood, so it travels wrapped in small packages. Some of those packages carry cholesterol back to your liver, and those are the HDL packages. The subtraction takes them out. Everything still left can leave cholesterol behind in your artery wall: LDL, the fat-rich VLDL particles, the remnants left over after your body digests fat, and Lp(a).
Your LDL value tells you about only one of those groups. Non-HDL counts all of them at once. In one sentence: LDL is part of the pile, non-HDL is the whole pile. And it costs you nothing extra, because the two numbers you need are already printed on your report.
Your report prints LDL neatly, and that is what your GP usually looks at. What it does not print: that LDL was almost never actually measured. The lab calculates it with the Friedewald formula, and that formula leans on your triglycerides, the fats your blood carries after a meal.
Put plainly, the formula does this: it takes your non-HDL and removes your triglycerides divided by 2.2. What remains is then called LDL. Trouble is, triglycerides are the most mobile value on your whole panel. They shoot up after a meal and drop after a few days of exercise. Above roughly 4.5 mmol/l the formula's answer is no longer usable at all.
Non-HDL skips that step entirely. Two measured numbers, one subtraction, nothing that can go wrong. Nor do you need to fast, because your total cholesterol and your HDL barely budge for a sandwich. That is why the number you work out yourself on a non-fasting report is often sturdier than the LDL the lab has added for you.
There is a second reason. Non-HDL picks up something LDL leaves behind. With a lot of belly fat, disturbed blood sugar or type 2 diabetes, plenty of fat-rich VLDL particles and remnants are usually circulating. Those count towards non-HDL and not towards LDL. An LDL of 2.9 mmol/l looks perfectly tidy, but next to triglycerides of 3.2 mmol/l the non-HDL can meanwhile come out clearly too high. That is not a measurement error. That is the signal your LDL misses.
The European guideline now works with it too. SCORE2, the model that since 2021 has estimated your chance of cardiovascular disease over the next ten years, uses five pieces of information: your age, your sex, whether you smoke, your systolic blood pressure and your non-HDL cholesterol. Your LDL is not in there, and the ratio of total cholesterol to HDL used before it has been dropped as well.
What counts as a good value for you depends on how high your risk is. Your doctor makes that judgement, based on your age, blood pressure, smoking, diabetes, family and any earlier heart or vessel problems. The Dutch GP standard puts the non-HDL goal 0.8 mmol/l above the matching LDL goal every time: below 2.6 mmol/l at very high risk and below 3.4 mmol/l at high risk. At low risk there is no separate non-HDL goal.
Now set the 3.9 mmol/l limit on this page next to that. It only says when a value in non-fasting blood is called abnormal. A non-HDL of 3.6 therefore falls under it, and in someone at high risk still sits above the goal, while the report itself flags nothing. In someone at low risk that same 3.6 is no reason for action. The number is the same; the verdict is not.
One last thing, because this is where it sometimes goes wrong. Non-HDL is often the sturdier number, but it is not a trump card to play against your doctor. If your GP has based a decision on your LDL, a friendlier-looking non-HDL is no reason to set that decision aside. Bring both numbers to the conversation, plus your ApoB if you have had it measured. ApoB counts the particles themselves and is then the purer measure; non-HDL is the free approximation of it that is already on your report.
There is a good chance you already have this number. If you have had your cholesterol measured in the past few years, at your GP or during a check at work, dig that report out. If it shows a total cholesterol and an HDL, you have everything you need. Non-HDL falls out of it without anyone putting a needle in your arm again.
Having fresh blood drawn makes sense if your report is years old, or if something has changed: you have gained or lost weight, your blood pressure is creeping up, you have stopped or started smoking, or your doctor has said something about it. Plenty of people simply include a lipid panel in a periodic check from around forty, particularly if cardiovascular disease runs in the family.
Fasting is not required. Across your whole lipid panel, only triglycerides are genuinely sensitive to what you have eaten, and that value does not enter the subtraction. If your triglycerides come back above roughly 4.5 mmol/l after a meal, have it repeated fasting before anyone reads anything into it.
Do not test if you have just been ill. After an infection, an operation or a heart attack, your cholesterol values drop for weeks, so a report from that window underestimates your usual value. Wait a few weeks until you have properly recovered.
A single result stays a snapshot. Total cholesterol swings by five to ten percent from day to day, and triglycerides by as much as twenty to twenty-five percent. A difference of 0.2 mmol/l between two draws therefore means nothing. If you want to follow the value, do it at the same lab with a few months in between.
If your non-HDL comes back unexpectedly high, do not start tinkering with your food straight away. Look for an explanation first. An underactive thyroid is the best-known missed cause, so have your TSH run alongside it, and your HbA1c if your blood sugar is a question mark. Kidney disease, liver disease, heavy drinking, pregnancy and a whole range of medicines can disturb your profile considerably too. Take that to your doctor rather than working it out alone.
You will not notice a low non-HDL, and there is no need to. It means little cholesterol is going round inside the particles that can settle into your artery wall. There is no lower limit for non-HDL either. The Dutch GP standard applies only an upper limit, so too low is not really a category here, and there is nothing to be gained by driving the value further down.
If you see a downward arrow next to a cholesterol value on your report, that in itself is no alarm. And if you take cholesterol-lowering medication, a low value is exactly the intention: that is what the medicine is for.
A strikingly low result is worth discussing, though. Very low cholesterol values sometimes turn up with an overactive thyroid, with liver or bowel conditions in which you absorb fat poorly, with prolonged undereating, and with a rare inherited predisposition. Whatever you notice in those cases never comes from the number itself, but from the situation around it. So put a result like that alongside your other blood values and discuss it with your doctor.
You cannot feel a high non-HDL. No headache, no fatigue, no signal whatsoever. People often ask what they should watch out for, and the honest answer is: nothing.
That is exactly what makes cholesterol so awkward. The narrowing of your blood vessels builds silently over years to decades. Complaints only arrive once a vessel is already well blocked. Pressure or pain in your chest on exertion, breathlessness or pain in your calves while walking are therefore not signs of a high blood value, but late signs of damage that already exists. If you recognise something like that, go to a doctor rather than to a blood test.
Feeling fine tells you nothing here. That is no cause for panic, but it is the reason to measure now and then. A blood value measures risk, not disease: non-HDL says how much burden your vessels have to handle, and not whether anything is already broken.
With very high values, especially when they appear at a young age or run in the family, a doctor may look specifically for visible signs, such as cholesterol deposits in tendons or skin. That is for the doctor to judge. A high result is not a diagnosis, but it is a good reason for a conversation with your GP.
Cholesterol-lowering medicines
Cholesterol-lowering drugs such as statins lower non-HDL cholesterol; for prevention, the UK NICE guideline aims for a fall of more than 40 percent.
Acute illness
Total cholesterol drops at the onset of an acute illness and returns to normal during recovery.
Inherited high cholesterol
The most common inherited cause of high LDL cholesterol, and with it high non-HDL cholesterol, is the sum of many small gene variants; familial hypercholesterolaemia, caused by a single gene, affects about 1 in 250 people.
Underactive thyroid
An underactive thyroid can raise LDL cholesterol, and with it non-HDL cholesterol, which includes LDL; the Dutch hereditary dyslipidaemia guideline therefore advises measuring TSH, among other tests.
Anabolic steroids or protein loss through the kidneys
Anabolic steroids and a kidney disease with heavy protein loss in the urine (nephrotic syndrome) can raise LDL cholesterol, and with it non-HDL cholesterol.
Alcohol or poorly controlled diabetes
According to the UK NICE guideline, heavy drinking and poorly controlled diabetes are possible causes of abnormal blood fats, non-HDL cholesterol among them.
Diet, weight and exercise
An unhealthy diet high in saturated fat, being overweight and little exercise can raise cholesterol, and with it non-HDL cholesterol.
Because non-HDL adds two things together, you also have two dials to turn: everything that lowers your LDL counts, and everything that lowers your triglycerides counts just as much.
The first dial is the kind of fat you eat. Not necessarily less fat, but different fat. Swapping butter, hard cheese, fatty meat and products made with palm or coconut fat for olive oil, nuts, avocado and oily fish lowers your LDL, and with it your non-HDL. Of everything on this list, that delivers the most per unit of effort.
The second dial is fibre. Oats, pulses, vegetables and fruit bind bile acids in your gut, so your liver pulls more cholesterol out of your blood. A bowl of porridge or a portion of beans a day is a good deal more concrete than a resolution to eat healthier, and it works better too.
On the triglyceride side the dials are different ones. Sugary drinks and lots of fast carbohydrate push your triglycerides up, and with them the fat-rich particles counted in your non-HDL. Alcohol does the same, so cutting back feeds straight through. Losing weight where there is excess weight often drops triglycerides substantially, and regular exercise helps on top of that while nudging your HDL up a little.
Stopping smoking simply belongs on the list. Smoking lowers your HDL, so your non-HDL rises without anything else changing, and it damages the artery wall all those particles pass by.
With an unexpectedly high result, look for a cause outside your lifestyle first. An underactive thyroid (check your TSH), disturbed blood sugar or certain medicines explain more results than many an eating pattern, and in that case a strict diet misses the point.
Then give it time. Around three months is a reasonable wait before testing again; anything shorter mostly measures noise. Keep your eye on the goal that belongs to your risk rather than on the 3.9 mmol/l limit on this page. And never change medication your doctor prescribed on your own initiative, not even if your non-HDL looks better than your LDL.
Take out your report and find two lines: total cholesterol and HDL cholesterol. Subtract the HDL from the total, and that is your non-HDL. If they read 6.2 and 1.5, you land on 4.7 mmol/l. That is the whole calculation, and you do not need fresh blood drawn for it. A report from last year works just as well.
Because many labs print only what they actually measure, and they do not measure non-HDL: it is a subtraction. More and more reports do now add the line. If yours does not, you are missing nothing, because the two values you need are already there. Work it out yourself and take the number along to your appointment.
The Dutch GP standard calls a non-HDL in non-fasting blood abnormal from 3.9 mmol/l, and that is the limit on this page. It only says when a value stands out and leaves open what is good for you. The goal depends on your risk: below 3.4 mmol/l at high risk and below 2.6 at very high risk. Which category fits you is your doctor's judgement.
Especially then. Atherosclerosis starts decades before you notice anything, and you feel nothing until a vessel is well narrowed. Non-HDL shows how much burden your vessels are handling in the meantime. It is not a diagnosis and not a guarantee, but it is the lipid number Europe uses to estimate risk.
That depends entirely on your HDL. With an HDL of 2.1, you are left with 3.3 mmol/l of non-HDL; with an HDL of 1.1 it is 4.3. Same total, a completely different number. A total cholesterol on its own therefore says little. Look at what remains once you take the HDL off, and discuss that with your doctor.
Often a little, but do not count on a leap. Eating different fat, more fibre, less alcohol and sugar, losing weight where there is excess and moving more all work, and together more than separately. Measure again after about three months, at the same lab. A difference of 0.2 mmol/l is noise; only a clearly bigger change means something.
This marker is included in the following test panels.
A 7-biomarker heart health panel inspired by InsideTracker's Heart Health category — ApoB, the full cholesterol profile, triglycerides, hs-CRP and TSH behind your heart score.
An 11-biomarker metabolism panel inspired by InsideTracker's Metabolism category — blood sugar, insulin, HOMA-IR, the full lipid profile, ALT and TSH behind your metabolism score.
An InsideTracker blood test with 35 biomarkers: heart, hormones, metabolism, inflammation, recovery and iron status. Measured in the Netherlands.
A 45-biomarker comprehensive health panel inspired by WHOOP Advanced Labs — a deep look at metabolism, cardiovascular risk, hormones, liver, kidney and inflammation.
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Dr. Naimi oversees the medical standards behind our content and assessments.
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Every result includes a professional assessment from a BIG-registered doctor. For treatment decisions, discuss your results with your GP.
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